*{box-sizing:border-box}body{margin:0;color:#14263f;background:#faf8f3;font:17px/1.7 Arial,sans-serif}a{color:inherit}header{background:#14263f;color:#fff;position:sticky;top:0;z-index:3}header .bar{max-width:1180px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:17px 22px}.brand{text-decoration:none;color:#e6c88e;font:clamp(30px,3.1vw,43px)/1.08 Georgia,serif;white-space:nowrap}.brand small{display:block;font:11px/1.8 Arial,sans-serif;letter-spacing:1.8px;color:#fff}nav{display:flex;gap:13px;flex-wrap:wrap;justify-content:flex-end}nav a{text-decoration:none;font-size:13px}nav a:hover,nav a[aria-current]{color:#e6c88e}.hero img{display:block;width:100%;height:auto}.wrap{max-width:1100px;margin:auto;padding:65px 24px}.eyebrow{color:#a77d39;text-transform:uppercase;letter-spacing:3px;font-size:12px;font-weight:bold}h1,h2,h3{font-family:Georgia,serif;line-height:1.2}h1{font-size:clamp(36px,5vw,58px)}h2{font-size:36px}h3{font-size:24px}.lead{font-size:20px;max-width:760px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:#fff;padding:28px;border:1px solid #e7dfd0;border-radius:8px}.card h3{margin-top:5px}.button{display:inline-block;background:#caa15d;color:#11243c;padding:13px 24px;text-decoration:none;font-weight:bold;border-radius:3px}.button:hover{background:#e2bd7c}.soft{background:#f0eadd}.dark{background:#14263f;color:#fff}.dark .eyebrow{color:#e6c88e}.split{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.quote{border-left:4px solid #caa15d;padding-left:20px;font:italic 24px Georgia,serif}footer{background:#0e1e32;color:#eee;padding:30px 22px;text-align:center;font-size:13px}footer a{color:#e6c88e}.notice{font-size:13px;color:#556}.dark .notice{color:#d5dbe3}ul{padding-left:22px}li{margin-bottom:7px}form{display:grid;gap:14px;max-width:620px}input,textarea{width:100%;padding:12px;border:1px solid #bcb5aa;border-radius:3px;font:inherit}label{font-weight:bold;font-size:14px}textarea{min-height:120px}@media(max-width:800px){header .bar{display:block}.brand{display:block;margin-bottom:12px}nav{gap:10px}.grid,.split{grid-template-columns:1fr}.wrap{padding:45px 20px}h2{font-size:30px}}
.experience{max-width:790px;padding:18px 22px;border-left:4px solid #caa15d;background:#f0eadd;font-size:18px;line-height:1.6}.experience strong{font: bold 25px/1.35 Georgia,serif;color:#14263f}.card a:hover{text-decoration-thickness:2px}#tax-inquiry{scroll-margin-top:110px}

@media(max-width:1050px){header .bar{flex-wrap:wrap}.brand{font-size:38px}nav{justify-content:flex-start}}
@media(max-width:480px){.brand{font-size:clamp(25px,7vw,34px);white-space:normal}.brand small{font-size:9px;letter-spacing:1px}header .bar{padding:14px 18px}nav a{font-size:12px}}